Prefer to talk?407-353-9008
Reliable coverage. Personalized support.

Coverage built around your life.

From individual health and Medicare options to employee benefits and family protection, get clear guidance from a licensed independent agency.

Schedule a consultation Explore coverage options
✓ Licensed guidance ✓ Multiple carrier options ✓ Ongoing support
Independent agencyAccess to options from multiple carriers
Personal guidanceRecommendations begin with your needs
Clear comparisonsCosts, networks and coverage explained
Support beyond enrollmentA real point of contact when questions arise
Our product offering

One relationship. More ways to protect what matters.

Explore the major coverage categories we can help you understand and compare. Availability, eligibility, benefits and costs vary by carrier, plan and location.

Individual & Family Health

Marketplace and private medical coverage for individuals and families, with guidance on eligibility, provider networks and prescription needs.

Medicare Coverage Options

Education and licensed guidance regarding Medicare Advantage, Medicare Supplement insurance and stand-alone prescription drug plan options.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Dental & Vision

Standalone coverage options that may help with routine exams, preventive care and other eligible dental or vision services.

Short-Term Medical

Temporary medical coverage for certain gaps and transitions. Short-term plans are not comprehensive ACA coverage and may exclude pre-existing conditions.

Small Business & Group

Benefits strategies for employers, including fully insured and alternative funding arrangements where available and appropriate.

Life & Supplemental

Life insurance—including term, permanent and indexed universal life—plus annuity and supplemental products for protection, accumulation and income-planning needs.

These products are not Medicare health plans and are not discussed during a Medicare sales appointment unless separately permitted.
Coverage explorer

Individual & Family Health

Medical coverage is not one-size-fits-all. The right path depends on eligibility, household income, enrollment timing, doctors, prescriptions and preferred cost structure.

Marketplace / ACA plans

Comprehensive major medical plans offered through a federal or state Marketplace. Premium tax credits may be available for eligible households.

Consider: subsidy eligibility + provider network

Off-Marketplace plans

ACA-compliant individual coverage purchased outside the public Marketplace. These plans do not use Marketplace premium tax credits.

Consider: carrier options + full premium

Special Enrollment Periods

Certain life events—such as losing qualifying coverage, moving, marriage or birth—may allow enrollment outside annual Open Enrollment.

Consider: event type + documentation + deadline

HSA-compatible coverage

Eligible high-deductible health plans may be paired with a Health Savings Account, subject to federal eligibility and contribution rules.

Consider: tax strategy + expected care use
i

Premiums, tax-credit eligibility, provider participation and prescription coverage must be verified for the applicant and service area. No savings or eligibility outcome is guaranteed.
Medicare coverage explorer

Understand the Medicare paths

Start with Original Medicare, then consider how you want to receive or supplement coverage. Availability, networks, formularies, benefits and costs vary by plan and location.

Medicare Advantage (Part C)

Private plans that provide Medicare Part A and Part B benefits. Many include Part D drug coverage and may offer additional benefits. Network and authorization rules can apply.

Review: doctors + hospitals + drugs + travel

Medicare Supplement (Medigap)

Standardized private insurance that helps pay certain costs left by Original Medicare. It generally does not include outpatient prescription drug coverage.

Review: eligibility + underwriting + premium

Part D prescription drug plans

Stand-alone private plans that add outpatient drug coverage to Original Medicare. Formularies, pharmacy networks and costs vary by plan.

Review: exact medications + preferred pharmacy

Original Medicare context

Part A generally covers inpatient hospital care and Part B generally covers outpatient medical services. It does not cap annual out-of-pocket costs by itself.

Review: coverage gaps + enrollment timing
!

Required disclosure: We do not offer every plan available in your area. Currently we represent 7 organizations which offer 93 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local SHIP to get information on all of your options.

No obligation to enroll. Requesting information does not affect current or future Medicare enrollment status. Medicare sales appointments are limited to agreed health-product types.

Request a Medicare consultation
Coverage explorer

Dental & Vision

Ancillary coverage can be purchased on its own or paired with medical coverage. Compare provider access, waiting periods, annual limits and how each service category is paid.

Dental PPO plans

Plans typically provide a network with negotiated rates while permitting out-of-network care at different cost-sharing levels.

Review: dentist network + annual maximum

Dental indemnity options

Coverage may pay scheduled or stated amounts for eligible services, offering flexibility but potentially leaving a larger balance.

Review: fee schedule + balance billing

Preventive, basic & major care

Exams and cleanings, fillings and complex services may each have different coinsurance, deductibles and waiting periods.

Review: benefit class + waiting period

Vision plans

Plans may include allowances or copays for routine exams, lenses, frames or contact lenses through participating providers.

Review: allowance + frequency + retailers
i

Dental and vision coverage often includes annual limits, network rules, frequency limits, waiting periods or exclusions. Review the carrier documents before enrolling.
Coverage explorer

Short-Term Medical

Short-term medical insurance is temporary, medically underwritten coverage intended for certain gaps. It is not ACA-compliant comprehensive major medical insurance.

Coverage transitions

May be considered during eligible gaps such as a job change, waiting period or other temporary transition when permitted by state law.

Review: start date + expected gap length

Medical underwriting

Applications generally include health questions. Pre-existing conditions may be excluded and approval is not guaranteed.

Review: eligibility + exclusions

Benefit limitations

Plans may exclude or limit services such as prescriptions, maternity, preventive care, mental health or other essential health benefits.

Review: exclusions + benefit maximums

Duration & renewability

Available terms, maximum duration and renewal rules depend on federal requirements, state rules and carrier offerings.

Review: termination date + next coverage
!

Important: Short-term coverage may not cover pre-existing conditions or all essential health benefits and may impose dollar limits. It should be compared with available comprehensive coverage.

We can help review the tradeoffs, exclusions and timing before you decide whether temporary coverage fits the gap.

Review temporary coverage
Employer benefits explorer

Small Business & Group

A benefits strategy should reflect workforce size, locations, participation, budget and administrative capacity—not just the monthly rate.

Fully insured group health

The employer pays a fixed premium to an insurer, which assumes covered claims risk subject to the policy terms.

Review: contribution + participation + network

Level-funded arrangements

A funding approach that combines fixed monthly payments with claims funding and stop-loss protection. Suitability and risk differ from fully insured coverage.

Review: risk + reconciliation + stop loss

Dental, vision & ancillary

Employers may add voluntary or employer-paid dental, vision, life, disability and supplemental benefits where available.

Review: employer-paid vs. voluntary

PEO and HR solutions

Some businesses consider professional employer organizations or bundled HR arrangements that may combine benefits with payroll and compliance support.

Review: fees + control + contract terms
i

Group eligibility, contribution and participation requirements vary. Level-funded arrangements can involve additional risk and contract obligations that should be reviewed carefully.

For an initial review, prepare employee ZIP codes, ages, coverage tiers, current benefits, renewal date and employer contribution strategy.

Plan an employer review
Protection explorer

Life & Supplemental

Explore insurance products for protection, long-term accumulation and income planning. These are not substitutes for comprehensive medical coverage, and life insurance and annuity products are handled separately from Medicare sales appointments.

Term life insurance

Coverage for a selected term that may help address income replacement, debts, education funding or other temporary protection needs.

Review: amount + term + conversion options

Permanent life insurance

Coverage designed to remain in force when required premiums are paid and policy conditions are met; some policies may accumulate cash value.

Review: guarantees + costs + objectives

Indexed Universal Life (IUL)

Permanent life insurance with a death benefit and cash value. Interest-crediting potential is linked in part to an external market index; policy funds are not invested directly in that index.

Review: illustration + funding + caps + charges

Fixed & Indexed Annuities

Insurance contracts that may support long-term accumulation or a future income stream. Crediting methods, guarantees, riders, surrender schedules and access to funds vary by contract.

Review: objectives + liquidity + contract terms

Accident & hospital indemnity

Limited-benefit products that pay specified benefits for covered accidents, hospital stays or services, subject to policy terms.

Review: benefit schedule + exclusions

Critical illness & disability

Coverage may provide specified benefits after a covered diagnosis or help replace a portion of income following a qualifying disability.

Review: definitions + waiting periods + limits
!

IUL crediting is affected by caps, participation rates, spreads and policy charges, and non-guaranteed values can vary. Annuities are long-term products that may include surrender charges and withdrawal restrictions. Product guarantees depend on the issuing insurer’s claims-paying ability. These products are not bank deposits and are not FDIC insured. Review the carrier illustration or contract before purchasing.
How we help

A clearer path from questions to coverage.

Insurance decisions are personal. Our process centers on understanding your priorities before reviewing available options.

Start with your needs

We discuss your household, budget, providers, prescriptions, timing and the type of protection you are seeking.

Review available options

We help you compare relevant plan features and important limitations. No plan is presented as right for everyone.

Make an informed choice

You decide whether and how to proceed. There is no obligation to enroll, and availability is subject to eligibility and carrier rules.

Medicare information

Get help understanding Medicare plan types.

A licensed insurance agent can explain the differences among available Medicare coverage options based on the products the agent is authorized to offer.

  • ✓ No obligation to enroll
  • ✓ Your Medicare status is not affected by requesting information
  • ✓ Plan availability and benefits vary by location
Request a Medicare consultation
Required Medicare disclosure

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 93 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Solomon Health Group is not connected with or endorsed by the United States government or the federal Medicare program. Calling the number on this page will direct you to a licensed insurance agent. Medicare-related sales calls may be recorded as required.

Nothing on this page is a complete description of benefits. Benefits, premiums, copayments, coinsurance, limitations, networks and formularies vary by plan and service area and may change. Enrollment depends on eligibility, applicable election periods and contract renewal.

Visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227); TTY users may call 1-877-486-2048.

Client experiences

Guidance that feels personal.

A few words shared by Solomon Health Group clients on Google.

★★★★★
“Collin is amazing! I have been using him for 2 years and he is always patient and informative.”
— Roberto, Google review excerpt
★★★★★
“Wonderful experience!! They made it very easy to talk through to understand.”
— Christine, Google review excerpt
★★★★★
“Impressed with his attention to details, business acumen, strong subject matter knowledge, and availability to assist.”
— Rafael, Google review excerpt
Common questions

Before we get started.

Does Solomon Health Group represent more than one carrier?

Yes. Solomon Health Group is an independent insurance agency with access to products from multiple carriers. The specific carriers and plans available depend on product type, state, service area, eligibility and the agency’s appointments.

Is scheduling a consultation an agreement to enroll?

No. Requesting information or scheduling a consultation does not obligate you to enroll in a plan and does not affect your current or future Medicare enrollment status.

Can Medicare and life insurance be discussed in the same appointment?

Medicare marketing appointments are limited to the health product types agreed to in advance. Non-health products such as life insurance and annuities are not marketed during a Medicare sales appointment. A separate conversation can be scheduled where permitted.

Let’s make your next coverage decision clearer.

Choose a convenient time to speak with Solomon Health Group about the type of coverage you’re considering.

Schedule your consultation

Like this:

Like Loading…